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Part 4 is here: As momentum builds in the developing deflationary spiral, we are seeing increasingly desperate measures to keep the global credit Ponzi scheme from its inevitable conclusion. Credit bubbles are dynamic — they must grow continually or implode — hence they require ever more money to be lent into existence. But that in turn requires a plethora of willing and able borrowers to maintain demand for new credit money, lenders who are not too risk-averse to make new loans, and apparently effective mechanisms for diluting risk to the point where it can apparently safely be ignored. As the peak of a credit bubble is reached, all these necessary factors first become problematic and then cease to be available at all. Past a certain point, there are hard limits to financial expansions, and the global economy is set to hit one imminently. Borrowers are increasingly maxed out and afraid they will not be able to service existing loans, let alone new ones. Many businesses are already struggling to sell goods and services, and so are unwilling to borrow in order to expand their activities. Without willingness to borrow, demand for new loans will fall substantially.

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Here we consider two alternative explanations for the evolution of human violence: To test these hypotheses, we evaluate the relative importance of resource scarcity vs. This study provides no support for the position that violence originated with the development of more complex hunter-gatherer adaptations in the fairly recent past. Instead, findings show that individuals are prone to violence in times and places of resource scarcity. Grievances over access to land have been central to wars in countries such as Guatemala, El Salvador, and Nepal Macours , Kay

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